Owner-operator salary calculator
What an owner-operator takes home in a year and a week: revenue from the miles you run, minus what the truck costs per mile, before income tax.
Your numbers
See your resultResult
Take-home per year $95,000before income and self-employment tax Per week worked $1,979 Gross revenue $240,000 Margin per mile $0.95 Stop working this out by handFleetZap adds up parts, labor and outside repair cost for each truck from its work orders, and fuel logs record gallons and cost, so cost per mile comes from your own records.
See FleetZap Maintenance · Try the demoThe formula
Take-home = (Rate per mile − Cost per mile) × Paid miles
With the example numbers: ($2.40 − $1.45) × 100,000 miles = $95,000 a year before tax, about $1,980 a week over 48 weeks. These are examples, not industry figures: rates, miles and costs vary widely by lane and freight. Count every cost in the cost per mile, including the truck payment, insurance, maintenance and a reserve for big repairs, and remember deadhead miles cost money but don’t pay.
Using the numberWhat to do with it
- Set aside money every week for income and self-employment tax; it isn’t in this number.
- A repair reserve per mile keeps one engine or transmission job from wiping out a year.
- Track cost per mile monthly: it creeps up as the truck ages.
Guides behind this calculator
Truck maintenance schedule (A, B, C) Fleet fuel management Dispatch software for small trucking companiesMore free calculators
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The heart of FleetZap, and everything a maintenance team needs in one place: work orders and preventive maintenance, inspections and the field app, plus a parts store with purchasing, compliance and certificate tracking, multi-location assets with a full lifecycle, and the KPIs that prove it’s working.
- Work orders
- Preventive maintenance
- Procedures, inspections & field app
- Parts & purchasing
- Compliance
- Assets, reports & KPIs
Good to know
How much does an owner-operator make?It depends on rates, miles and costs. Take-home = (rate per mile − cost per mile) × paid miles. At $2.40, $1.45 and 100,000 miles, that's $95,000 before tax.
What costs should an owner-operator count?Truck payment, insurance, fuel, maintenance and tires, permits and plates, ELD and phone, and a reserve for big repairs.
Is this after taxes?No. Set money aside for income tax and self-employment tax, which aren't included.
See FleetZap on your own fleet
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- Set up with you, on your machines
- Works fully by hand, GPS optional
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